How does it work?
Pay for purchases with the m10 app
Earn bonuses to Umico bonus account
Use accumulated bonuses for QR payments and within the m10 app
You can transfer your bonuses from Umico balance to your m10 account
Partners where you can earn extra Umico bonuses
5%
5%
4%
3.5%
3.5%
3.5%
3.5%
3.5%
3%
and 10 000 other partners where you can earn 2% bonuses
FAQ
Umico is a bonus program valid both within m10 and throughout Azerbaijan. Umico bonuses are bonuses you earn for payments and purchases made through m10. You can easily pay with your earned bonuses using m10 QR, spend them within the app or on the Umico marketplace.
You earn bonuses from all payments via QR m10, as well as from all payments inside the m10 app.
Umico bonuses can be used to pay for your purchases everywhere via QR code m10, and you can use them for other payments in the m10 app as well.
Your bonus balance is displayed on the main page of the m10 and Umico app.
